Student Loans

Answers to Frequently Asked Questions (FAQ's) about federal student loans and federal student loan applications are available online at

Congresswoman Pelosi's staff can work directly with constituents to investigate the status of federal student loans during the application and repayment process.

What is loan consolidation?

The process of combining one or more eligible educational loans into a single new loan. The Direct Loan Program offers a Direct Consolidation Loan for those borrowers who are interested in consolidating their eligible educational loans.

How can I consolidate my loans?

If you have a Direct Loan through the Department of Education you can call 1-800-557-7392 or apply on-line at If you have a loan through the FFEL program (a bank-based loan) you can contact one of the companies that own or service your student or parent loan(s).

If you have loans with more than one lender you can chose to consolidate through the Department of Education or with any lender that provides federal consolidation loans.